TERMS AND CONDITIONS OF USE

LEGALLY BINDING AGREEMENT
By accessing or using the website, products, or services of Anna Grace Design, you agree to the terms outlined below. Please read them carefully before proceeding. If You disagree with any part of these Terms, You must cease use of the site and services immediately.

GENERAL PROVISIONS
This website is owned and operated by Anna Grace Design, a Maine based company. We reserve the right to modify these Terms at any time and will update the "Last Updated" date accordingly.

TERMS OF ACCESS AND PRODUCT USE
By accessing our website, purchasing products, or using services, You acknowledge that:
1. Agreement: You agree to comply with these Terms. If You do not, contact Us at hello@annagracedesign.com to revoke access.
2. Eligibility: You must be at least 18 years old or of legal age in Your jurisdiction. Access by minors is prohibited.
3. License: You are granted a non-transferable, revocable license for personal use of purchased products. Any redistribution or unauthorized sharing violates this license and could lead to legal matters.

INTELLECTUAL PROPERTY NOTICE
All content on this website, including designs, text, graphics, logos, and trademarks, is owned by Anna Grace Design unless otherwise attributed. Only commercial-free photography is used on AGD’s templates via Unsplash or Pexels. Unauthorized use, replication, or modification of these materials is prohibited and may result in legal action.
You may:
* Reference materials with clear credit to Anna Grace Design, including a link to the original content.
You may not:
* Claim ownership of our intellectual property.
* Distribute, resell, or modify our materials without written permission. Any redistribution or unauthorized sharing violates this license and could lead to legal matters.

SECURITY & RISK
We use trusted third-party processors for payments and do not store sensitive financial details. By purchasing through these systems, You agree to their terms and indemnify Us from liability arising from breaches or issues. You assume all risks associated with using this website and its resources. Anna Grace Design is not liable for any resulting damages or losses.

REFUND POLICY
All sales are final unless otherwise stated in writing. We value Your investment and encourage thoughtful purchasing decisions.

DISCLAIMERS
Our website and offerings are provided “as is” for informational and educational purposes. We do not guarantee specific results or outcomes. Consult a professional for personalized advice in legal, financial, or other specialized areas.

LIMITATION OF LIABILITY
To the fullest extent allowed by law, Anna Grace Design disclaims liability for any damages, losses, or injuries resulting from use of our website or offerings.

DISPUTE RESOLUTION
If disputes arise, We encourage resolution through good-faith negotiation or mediation. Any unresolved disputes will be subject to applicable state laws and jurisdiction.